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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $277,551 | $121,701+128.1% | $104,639+165.2% | $158,982+74.6% |
| Participation rate | 100.0% | 77.5%+22.5pp | 74.1%+25.9pp | 82.0%+18.0pp |
| Annual return | -0.28% | 465.72%-466.0pp | 340.67%-340.9pp | 302.99%-303.3pp |
| Employer contribution / active EE | $1,386 | $3,165-56.2% | $2,682-48.3% | $4,763-70.9% |
| Participant deferral / active EE | $4,746 | $4,176+13.6% | $3,738+27.0% | $5,983-20.7% |
| Admin fee / account holder | $9,811 | $7,778+26.1% | $6,465+51.7% | $11,252-12.8% |