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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $279,533 | $117,433+138.0% | $99,475+181.0% | $152,897+82.8% |
| Participation rate | 100.0% | 77.5%+22.5pp | 73.8%+26.2pp | 82.5%+17.5pp |
| Annual return | 3.18% | 31.87%-28.7pp | 30.72%-27.5pp | 345.43%-342.3pp |
| Employer contribution / active EE | $1,512 | $3,013-49.8% | $2,540-40.5% | $4,764-68.3% |
| Participant deferral / active EE | $4,442 | $4,086+8.7% | $3,619+22.8% | $5,851-24.1% |
| Admin fee / account holder | $24,681 | $7,634+223.3% | $6,252+294.7% | $11,599+112.8% |