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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $481,102 | $101,618+373.4% | $93,063+417.0% | $137,256+250.5% |
| Participation rate | 100.0% | 74.9%+25.1pp | 72.1%+27.9pp | 80.0%+20.0pp |
| Annual return | 11.04% | 223.95%-212.9pp | 34.15%-23.1pp | 220.34%-209.3pp |
| Employer contribution / active EE | $1,732 | $2,707-36.0% | $2,476-30.1% | $4,156-58.3% |
| Participant deferral / active EE | $959 | $4,279-77.6% | $3,958-75.8% | $6,407-85.0% |
| Admin fee / account holder | $17,424 | $6,198+181.1% | $6,033+188.8% | $12,270+42.0% |