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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $74,870 | $61,660+21.4% | $80,022-6.4% | $64,173+16.7% |
| Participation rate | 70.2% | 71.7%-1.5pp | 75.8%-5.6pp | 69.6%+0.6pp |
| Annual return | -7.12% | -0.33%-6.8pp | 11.22%-18.3pp | 7.63%-14.8pp |
| Employer contribution / active EE | $352 | $1,810-80.6% | $2,468-85.7% | $2,381-85.2% |
| Participant deferral / active EE | $3,090 | $2,968+4.1% | $3,686-16.2% | $3,470-10.9% |
| Admin fee / account holder | $3,348 | $5,417-38.2% | $6,521-48.7% | $4,887-31.5% |