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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $201,758 | $130,294+54.8% | $170,057+18.6% | $71,529+182.1% |
| Participation rate | 90.7% | 86.2%+4.5pp | 87.0%+3.7pp | 67.9%+22.7pp |
| Annual return | 9.19% | 20.36%-11.2pp | 53.42%-44.2pp | 28.97%-19.8pp |
| Employer contribution / active EE | $2,374 | $4,385-45.9% | $6,790-65.0% | $2,590-8.3% |
| Participant deferral / active EE | $4,816 | $6,928-30.5% | $10,411-53.7% | $4,291+12.2% |
| Admin fee / account holder | $420 | $966-56.6% | $12,826-96.7% | $1,588-73.6% |