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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $145,402 | $100,060+45.3% | $149,721-2.9% | $70,126+107.3% |
| Participation rate | 100.0% | 83.6%+16.4pp | 87.1%+12.9pp | 69.5%+30.5pp |
| Annual return | 18.07% | 27.46%-9.4pp | 1501.67%-1483.6pp | 73.15%-55.1pp |
| Employer contribution / active EE | $6,000 | $3,661+63.9% | $5,444+10.2% | $2,343+156.2% |
| Participant deferral / active EE | $3,965 | $4,982-20.4% | $6,568-39.6% | $3,332+19.0% |
| Admin fee / account holder | $1,428 | $8,285-82.8% | $11,282-87.3% | $4,645-69.3% |