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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $122,512 | $125,184-2.1% | $105,607+16.0% | $145,884-16.0% |
| Participation rate | 55.6% | 77.6%-22.1pp | 75.3%-19.7pp | 80.3%-24.7pp |
| Annual return | 19.25% | 225.00%-205.8pp | 116.11%-96.9pp | 551.85%-532.6pp |
| Employer contribution / active EE | $1,970 | $3,720-47.0% | $3,167-37.8% | $4,662-57.7% |
| Participant deferral / active EE | $1,957 | $5,714-65.8% | $5,011-60.9% | $6,690-70.7% |
| Admin fee / account holder | $723 | $17,133-95.8% | $10,958-93.4% | $13,392-94.6% |