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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $95,193 | $127,790-25.5% | $106,554-10.7% | $167,553-43.2% |
| Participation rate | 100.0% | 78.3%+21.7pp | 76.1%+23.9pp | 82.1%+17.9pp |
| Annual return | 1.35% | 33.88%-32.5pp | 26.80%-25.5pp | 478.89%-477.5pp |
| Employer contribution / active EE | $583 | $3,427-83.0% | $2,819-79.3% | $4,840-88.0% |
| Participant deferral / active EE | $668 | $5,088-86.9% | $4,398-84.8% | $6,343-89.5% |
| Admin fee / account holder | $100,000 | $11,231+790.4% | $7,408+1249.8% | $12,316+711.9% |