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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $37,583 | $54,380-30.9% | $68,509-45.1% | $59,633-37.0% |
| Participation rate | 66.7% | 70.2%-3.5pp | 74.7%-8.1pp | 68.7%-2.0pp |
| Annual return | 0.50% | 2.83%-2.3pp | 8.27%-7.8pp | 2041.45%-2041.0pp |
| Employer contribution / active EE | $275 | $1,539-82.1% | $2,278-87.9% | $2,203-87.5% |
| Participant deferral / active EE | $2,354 | $2,643-10.9% | $3,382-30.4% | $3,192-26.2% |
| Admin fee / account holder | $548 | $3,885-85.9% | $5,275-89.6% | $4,297-87.2% |