Retirement plan

EMPLOYEE BENEFIT PLAN OF SOUTH CENTRAL COMMUNITY ACTION PROGRAM, INC.

Name: SOUTH CENTRAL COMMUNITY ACTION PROGRAM, INC. - EMPLOYEE BENEFIT PLAN OF SOUTH CENTRAL COMMUNITY ACTION PROGRAM, INC. (2019) Form 5500
Creator: SOUTH CENTRAL COMMUNITY ACTION PROGRAM, INC.
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, EMPLOYEE BENEFIT PLAN OF SOUTH CENTRAL COMMUNITY ACTION PROGRAM, INC., SOUTH CENTRAL COMMUNITY ACTION PROGRAM, INC.

SOUTH CENTRAL COMMUNITY ACTION PROGRAM, INC.EIN 23-2020123Plan #003PY 2019

153 N STRATTON ST - GETTYSBURG, PA 173251822717-334-7634sccap.orgLinkedIn51-200 employeesnon-profit organization management

Prospect flagsLow returnsLow assets / participant

How to read this page

Total assets (EOY)

$584K

+44.4% from 2018

Total participants

105

+15.4% from 2018

Average account balance

$6,494

+39.6% from 2018

Annual return

6.25%

-2.69 pp from 2018

Benchmarks

See 18,452 peers

Peer group

Industry62 - Health Care and Social Assistance

Plan typeDefined contribution

Participants25-99

Cohort18,452 peers

Snapshot2019

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$2.22M

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$20K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

112

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

105.7%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$233K

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$2K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+11.82%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$974

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

0 years with F_SCH_H allocation on file

Free accounts unlock saves, downloads, and 3-year history.

Service providers

Providers data not reported

Schedule C was not filed on this plan's most recent Form 5500, so no compensated service providers are available to display.

Plan features & details

Pension benefit codes2F2G2T3D

Plan features

2F
ERISA section 404(c) plan
This plan or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1 (shifting investment responsibility to participants).
2G
Total participant-directed account plan
Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2T
Default investment account
Total or partial participant-directed account plan where plan uses a default investment account for participants who fail to direct assets in their account.
3D
Pre-approved pension plan
A master prototype or volume submitter plan that is the subject of a favorable opinion or advisory letter from the IRS.

Opportunity flags

2 tripped

OpportunityLow returns
Annual investment return is in the bottom quintile of the peer cohort.
OpportunityLow assets / participant
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.

Expense breakdown

Schedule H Part II

Admin total

$20K

$216 / participant

Other / not subdivided$20K100.0%

% of EOY assets

3.430%

all-in expense ratio

Categories reported

0 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

No opinion code on file for this filing.

Auditor firm: (not reported)
Auditor EIN: -
Audit fees: (not subdivided)
Opinion code: -

Metric

This plan

Peer set

Industry

Size

Avg account balance

$6,494

$85,171-92.4%

$172,753-96.2%

$72,976-91.1%

Participation rate

83.9%

70.1%+13.8pp

82.6%+1.2pp

69.5%+14.4pp

Annual return

6.25%

27.32%-21.1pp

803.00%-796.8pp

81.02%-74.8pp

Employer contribution / active EE

$914

$3,324-72.5%

$5,144-82.2%

$2,440-62.5%

Participant deferral / active EE

$956

$3,260-70.7%

$5,198-81.6%

$3,608-73.5%

Admin fee / account holder

$223

$5,880-96.2%

$13,956-98.4%

$5,124-95.7%

EMPLOYEE BENEFIT PLAN OF SOUTH CENTRAL COMMUNITY ACTION PROGRAM, INC.

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

EMPLOYEE BENEFIT PLAN OF SOUTH CENTRAL COMMUNITY ACTION PROGRAM, INC.

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion