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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $43,670 | $135,645-67.8% | $110,243-60.4% | $135,380-67.7% |
| Participation rate | 100.0% | 83.5%+16.5pp | 79.8%+20.2pp | 82.6%+17.4pp |
| Annual return | -9.23% | 513.24%-522.5pp | 314.76%-324.0pp | 519.81%-529.0pp |
| Employer contribution / active EE | $1,014 | $4,907-79.3% | $3,827-73.5% | $4,779-78.8% |
| Participant deferral / active EE | $2,588 | $5,507-53.0% | $4,672-44.6% | $5,609-53.9% |
| Admin fee / account holder | $1,123 | $11,458-90.2% | $8,548-86.9% | $10,828-89.6% |