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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $105,844 | $93,345+13.4% | $119,126-11.2% | $87,485+21.0% |
| Participation rate | 69.6% | 68.7%+0.9pp | 75.8%-6.1pp | 68.9%+0.7pp |
| Annual return | 19.04% | 19.08%0pp | 282.11%-263.1pp | 26.06%-7.0pp |
| Employer contribution / active EE | $2,384 | $3,172-24.8% | $4,034-40.9% | $2,596-8.2% |
| Participant deferral / active EE | $4,777 | $4,099+16.6% | $5,318-10.2% | $4,274+11.8% |
| Admin fee / account holder | $1,514 | $8,039-81.2% | $10,693-85.8% | $7,775-80.5% |