Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $88,220 | $76,367+15.5% | $93,614-5.8% | $72,983+20.9% |
| Participation rate | 63.3% | 71.7%-8.4pp | 75.8%-12.5pp | 69.5%-6.2pp |
| Annual return | 25.45% | 25.82%-0.4pp | 32.76%-7.3pp | 81.01%-55.6pp |
| Employer contribution / active EE | $321 | $2,275-85.9% | $2,718-88.2% | $2,440-86.8% |
| Participant deferral / active EE | $1,678 | $3,538-52.6% | $4,069-58.8% | $3,608-53.5% |
| Admin fee / account holder | $9,670 | $6,838+41.4% | $7,889+22.6% | $5,124+88.7% |