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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $146,369 | $65,575+123.2% | $86,209+69.8% | $75,181+94.7% |
| Participation rate | 71.1% | 60.5%+10.6pp | 69.0%+2.1pp | 67.2%+3.9pp |
| Annual return | 18.41% | 46.07%-27.7pp | 1169.05%-1150.6pp | 160.69%-142.3pp |
| Employer contribution / active EE | $2,520 | $1,553+62.2% | $2,381+5.8% | $2,671-5.6% |
| Participant deferral / active EE | $4,592 | $3,023+51.9% | $3,986+15.2% | $4,126+11.3% |
| Admin fee / account holder | $5,855 | $5,470+7.0% | $6,853-14.6% | $5,650+3.6% |