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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $374,695 | $110,337+239.6% | $102,383+266.0% | $145,877+156.9% |
| Participation rate | 91.7% | 77.9%+13.7pp | 74.5%+17.2pp | 80.3%+11.4pp |
| Annual return | 8.81% | 24.83%-16.0pp | 24.94%-16.1pp | 551.28%-542.5pp |
| Employer contribution / active EE | $4,418 | $4,216+4.8% | $3,870+14.2% | $4,663-5.2% |
| Participant deferral / active EE | $7,803 | $5,621+38.8% | $5,060+54.2% | $6,691+16.6% |
| Admin fee / account holder | $3,050 | $9,750-68.7% | $8,391-63.7% | $13,402-77.2% |