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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $332,120 | $106,247+212.6% | $96,515+244.1% | $139,466+138.1% |
| Participation rate | 100.0% | 77.8%+22.2pp | 74.3%+25.7pp | 80.3%+19.7pp |
| Annual return | 13.40% | 38.47%-25.1pp | 35.73%-22.3pp | 373.66%-360.3pp |
| Employer contribution / active EE | $4,856 | $4,106+18.3% | $3,740+29.9% | $4,754+2.2% |
| Participant deferral / active EE | $8,222 | $5,456+50.7% | $4,880+68.5% | $6,712+22.5% |
| Admin fee / account holder | $39,221 | $7,885+397.4% | $6,735+482.3% | $11,409+243.8% |