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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $347,866 | $60,139+478.4% | $90,461+284.5% | $79,856+335.6% |
| Participation rate | 92.9% | 65.0%+27.9pp | 72.7%+20.2pp | 69.6%+23.2pp |
| Annual return | 26.82% | 71.96%-45.1pp | 1294.76%-1267.9pp | 31.71%-4.9pp |
| Employer contribution / active EE | $5,711 | $2,069+176.0% | $3,264+75.0% | $2,471+131.1% |
| Participant deferral / active EE | $4,795 | $2,939+63.1% | $3,964+20.9% | $3,741+28.2% |
| Admin fee / account holder | $17,420 | $3,978+337.9% | $5,617+210.1% | $5,306+228.3% |