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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $250,030 | $54,757+356.6% | $90,304+176.9% | $72,975+242.6% |
| Participation rate | 96.8% | 65.2%+31.6pp | 73.3%+23.5pp | 69.5%+27.3pp |
| Annual return | 24.11% | 30.63%-6.5pp | 78.13%-54.0pp | 81.01%-56.9pp |
| Employer contribution / active EE | $4,222 | $2,093+101.7% | $2,855+47.9% | $2,440+73.0% |
| Participant deferral / active EE | $3,799 | $2,887+31.6% | $3,885-2.2% | $3,608+5.3% |
| Admin fee / account holder | $7,248 | $3,973+82.4% | $5,354+35.4% | $5,124+41.4% |