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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $489,133 | $58,311+738.8% | $81,882+497.4% | $80,959+504.2% |
| Participation rate | 92.6% | 63.5%+29.1pp | 72.4%+20.2pp | 67.7%+24.9pp |
| Annual return | 14.78% | 41.85%-27.1pp | 779.47%-764.7pp | 35.67%-20.9pp |
| Employer contribution / active EE | $7,809 | $2,347+232.8% | $2,916+167.8% | $2,757+183.2% |
| Participant deferral / active EE | $6,757 | $3,287+105.6% | $4,323+56.3% | $4,300+57.1% |
| Admin fee / account holder | $4,870 | $4,752+2.5% | $7,360-33.8% | $6,925-29.7% |