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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $67,292 | $79,955-15.8% | $98,461-31.7% | $75,173-10.5% |
| Participation rate | 56.7% | 70.4%-13.7pp | 75.2%-18.5pp | 67.2%-10.5pp |
| Annual return | 18.72% | 19.75%-1.0pp | 21.17%-2.5pp | 160.72%-142.0pp |
| Employer contribution / active EE | $1,021 | $2,264-54.9% | $3,049-66.5% | $2,671-61.8% |
| Participant deferral / active EE | $1,886 | $3,752-49.7% | $4,738-60.2% | $4,126-54.3% |
| Admin fee / account holder | $1,191 | $6,841-82.6% | $8,961-86.7% | $5,651-78.9% |