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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $1,201,126 | $375,661+219.7% | $312,151+284.8% | $382,429+214.1% |
| Participation rate | 100.0% | 91.4%+8.6pp | 89.1%+10.9pp | 87.7%+12.3pp |
| Annual return | 15.00% | 0.11%+14.9pp | 1.82%+13.2pp | 248.85%-233.9pp |
| Employer contribution / active EE | $23,115 | $9,697+138.4% | $8,031+187.8% | $8,036+187.7% |
| Participant deferral / active EE | $16,996 | $5,737+196.3% | $5,370+216.5% | $5,727+196.7% |
| Admin fee / account holder | $10,968 | $64,308-82.9% | $51,799-78.8% | $30,732-64.3% |