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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $76,317 | $99,345-23.2% | $84,753-10.0% | $273,972-72.1% |
| Participation rate | 100.0% | 80.7%+19.3pp | 76.6%+23.4pp | 83.0%+17.0pp |
| Annual return | 1.97% | 22.93%-21.0pp | 22.78%-20.8pp | 41.46%-39.5pp |
| Employer contribution / active EE | $1,741 | $4,214-58.7% | $3,574-51.3% | $4,869-64.2% |
| Participant deferral / active EE | $5,327 | $4,270+24.8% | $3,712+43.5% | $5,287+0.8% |
| Admin fee / account holder | $13,230 | $6,645+99.1% | $5,333+148.1% | $10,133+30.6% |