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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $68,689 | $63,346+8.4% | $92,240-25.5% | $70,126-2.0% |
| Participation rate | 76.6% | 68.7%+7.9pp | 76.5%+0.1pp | 69.5%+7.1pp |
| Annual return | 14.38% | 530.19%-515.8pp | 176.29%-161.9pp | 73.15%-58.8pp |
| Employer contribution / active EE | $423 | $2,471-82.9% | $3,680-88.5% | $2,343-81.9% |
| Participant deferral / active EE | $3,269 | $2,854+14.5% | $3,897-16.1% | $3,332-1.9% |
| Admin fee / account holder | $15,845 | $3,841+312.5% | $5,194+205.1% | $4,645+241.1% |