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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $63,102 | $56,894+10.9% | $84,753-25.5% | $62,881+0.4% |
| Participation rate | 81.1% | 68.5%+12.6pp | 76.6%+4.5pp | 69.3%+11.8pp |
| Annual return | 6.70% | 6.30%+0.4pp | 22.78%-16.1pp | 20.14%-13.4pp |
| Employer contribution / active EE | $386 | $2,400-83.9% | $3,574-89.2% | $2,281-83.1% |
| Participant deferral / active EE | $2,905 | $2,709+7.2% | $3,712-21.7% | $3,203-9.3% |
| Admin fee / account holder | $10,054 | $3,581+180.8% | $5,333+88.5% | $4,296+134.0% |