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| Provider | Service type | Compensation |
|---|---|---|
PCS RETIREMENT, LLC2 years Service code 12 · EIN 23-3038464 | Recordkeeping and information managem... | $25,246 |
JFS WEALTH ADVISORS2 years Service code 16 · EIN 20-8161914 2005 S. EASTON ROAD · DOYLESTOWN, PA 18901 | Consulting | $25,137 |
Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $120,508 | $91,424+31.8% | $135,942-11.4% | $71,495+68.6% |
| Participation rate | 82.9% | 75.7%+7.2pp | 81.9%+0.9pp | 67.9%+14.9pp |
| Annual return | 22.53% | 29.90%-7.4pp | 68.28%-45.7pp | 28.85%-6.3pp |
| Employer contribution / active EE | $800 | $3,704-78.4% | $4,858-83.5% | $2,589-69.1% |
| Participant deferral / active EE | $7,595 | $7,092+7.1% | $7,759-2.1% | $4,291+77.0% |
| Admin fee / account holder | $394 | $1,266-68.8% | $10,764-96.3% | $1,588-75.2% |