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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $57,848 | $56,063+3.2% | $76,051-23.9% | $80,911-28.5% |
| Participation rate | 94.7% | 62.0%+32.7pp | 69.1%+25.7pp | 67.6%+27.1pp |
| Annual return | 10.72% | 20.54%-9.8pp | 360.42%-349.7pp | 35.63%-24.9pp |
| Employer contribution / active EE | $808 | $1,874-56.9% | $2,690-70.0% | $2,756-70.7% |
| Participant deferral / active EE | $5,718 | $3,052+87.3% | $4,257+34.3% | $4,297+33.1% |
| Admin fee / account holder | $9,012 | $5,240+72.0% | $6,416+40.5% | $6,935+30.0% |