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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $79,077 | $60,349+31.0% | $74,184+6.6% | $62,881+25.8% |
| Participation rate | 66.7% | 72.7%-6.1pp | 76.6%-10.0pp | 69.3%-2.6pp |
| Annual return | 5.89% | 21.38%-15.5pp | 17.74%-11.8pp | 20.14%-14.3pp |
| Employer contribution / active EE | $0 | $1,680-100.0% | $2,370-100.0% | $2,281-100.0% |
| Participant deferral / active EE | $1,298 | $2,856-54.5% | $3,550-63.4% | $3,203-59.5% |
| Admin fee / account holder | $1,338 | $4,261-68.6% | $5,586-76.0% | $4,296-68.8% |