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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $82,477 | $88,707-7.0% | $74,184+11.2% | $273,972-69.9% |
| Participation rate | 81.8% | 79.4%+2.4pp | 76.6%+5.2pp | 83.0%-1.2pp |
| Annual return | -4.94% | 11.94%-16.9pp | 17.74%-22.7pp | 41.46%-46.4pp |
| Employer contribution / active EE | $3,287 | $3,159+4.0% | $2,370+38.7% | $4,869-32.5% |
| Participant deferral / active EE | $3,326 | $4,212-21.0% | $3,550-6.3% | $5,287-37.1% |
| Admin fee / account holder | $3,158 | $8,717-63.8% | $5,586-43.5% | $10,133-68.8% |