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| Provider | Service type | Compensation |
|---|---|---|
Service code 21 · EIN 13-5674085 | Bank Trustee | $1,010,042 |
THE BANK OF NEW YORK MELLON9+ years Filed as: BANK OF AMERICA Service code 21 · EIN 94-1687665 | Bank Trustee | $80,633 |
CONRAD SIEGEL9+ years Filed as: CONRAD SIEGEL ACTUARIES Service code 15 · EIN 23-1669823 | Recordkeeping | $58,299 |
AB FUNDS2 years Filed as: ALLIANCEBERNSTEIN LP Service code 28 1345 AVENUE OF AMERICAS · NEW YORK, NY 10105 | Investment Management | $0 |
BLACKROCK9+ years Filed as: BLACKROCK ADVISORS LLC Service code 28 · EIN 51-0318674 | Investment Management | $0 |
BLACKROCK6 years Filed as: BLACKROCK FUND ADVISORS Service code 28 · EIN 51-0318674 | Investment Management | $0 |
THE BANK OF NEW YORK MELLON5 years Filed as: BNY MELLON FUND ADVISERS Service code 28 | Investment Management | $0 |
THE BANK OF NEW YORK MELLON5 years Filed as: BNY MELLON FUND ADVISORS Service code 28 240 GREENWICH STREET · NEW YORK, NY 10286 | Investment Management | $0 |
AMERICAN FUNDS6 years Filed as: CAPITAL RESEARCH AND COMPANY Service code 28 · EIN 95-1411037 | Investment Management | $0 |
AMERICAN FUNDS9+ years Filed as: CAPITAL RESEARCH AND MANAGEMENT COM Service code 28 | Investment Management | $0 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $499,571 | $95,438+423.4% | $135,998+267.3% | $74,478+570.8% |
| Participation rate | 97.3% | 78.2%+19.1pp | 81.9%+15.4pp | 70.7%+26.6pp |
| Annual return | 12.36% | 32.61%-20.2pp | 68.37%-56.0pp | 34.37%-22.0pp |
| Employer contribution / active EE | $22,722 | $3,878+485.9% | $4,860+367.6% | $2,637+761.7% |
| Participant deferral / active EE | $9,387 | $7,790+20.5% | $7,761+21.0% | $4,530+107.2% |
| Admin fee / account holder | $2,257 | $259+772.0% | $10,769-79.0% | $347+550.3% |