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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $39,056 | $45,438-14.0% | $80,004-51.2% | $59,632-34.5% |
| Participation rate | 60.8% | 63.7%-2.9pp | 73.0%-12.2pp | 68.7%-7.9pp |
| Annual return | 3.99% | 5.10%-1.1pp | 7.63%-3.6pp | 2041.32%-2037.3pp |
| Employer contribution / active EE | $1,843 | $1,236+49.1% | $2,473-25.5% | $2,203-16.3% |
| Participant deferral / active EE | $3,356 | $2,231+50.5% | $3,204+4.8% | $3,192+5.2% |
| Admin fee / account holder | $2,105 | $3,464-39.2% | $5,033-58.2% | $4,297-51.0% |