Retirement plan

POST & SCHELL, P.C. PROFIT SHARING PLAN

Name: POST & SCHELL, P.C. - POST & SCHELL, P.C. PROFIT SHARING PLAN (2017) Form 5500
Creator: POST & SCHELL, P.C.
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, POST & SCHELL, P.C. PROFIT SHARING PLAN, POST & SCHELL, P.C.

POST & SCHELL, P.C.EIN 23-1877133Plan #002PY 2017

1600 JFK BLVD. - 13TH FLOOR - PHILADELPHIA, PA 191037421215-587-1000postschell.comLinkedIn201-500 employeeslaw practice

Prospect flagsHigh feesHigh assets / participant

How to read this page

Total assets (EOY)

$113.4M

+22.8% from 2016

Total participants

380

-1.8% from 2016

Average account balance

$314,049

+21.8% from 2016

Annual return

19.73%

+12.26 pp from 2016

Benchmarks

See 5,160 peers

Peer group

Industry54 - Professional, Scientific, and Technical Services

Plan typeDefined contribution

Participants100-249

Cohort5,160 peers

Snapshot2017

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$160.88M

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$431K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

373

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

83.3%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$4.72M

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$17K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+12.41%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$650

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

1 years with F_SCH_H allocation on file

Free accounts unlock saves, downloads, and 3-year history.

Service providers

Top 4 by compensation

Provider	Service type	Compensation
THE VANGUARD GROUP, INC.3+ years Filed as: VANGUARD GROUP INC. Service code 37 · EIN 23-1945930 100 VANGUARD BLVD. · MALVERN, PA 19355	Loan Processing	$100,373
LAMCO ADVISORY SERVICES3+ years Service code 26 · EIN 05-0462357 1525 INTERNATIONAL PARKWAY · LAKE MARY, FL 32746	Advisory (Participants)	$71,501
VF INVESTMENT SERVICE GROUP3+ years Service code 26 · EIN 22-2611091 P.O. BOX 948 · VALLEY FORGE, PA 19355	Advisory (Participants)	$62,599
EPIC RETIREMENT PLAN SERVICES3+ years Filed as: UNITED RETIREMENT PLAN CONSULTANTS Service code 16 · EIN 59-2091510 545 METRO PLACE SOUTH · DUBLIN, OH 43017	Consulting	$16,358

Plan features & details

Pension benefit codes2A2E2F2G2J2T3D

Plan features

2A
Age/service weighted or new comparability plan
Age/service weighted plan where allocations are based on age service or age and service; or new comparability or similar plan where allocations are based on participant classifications consisting entirely or predominantly of highly compensated employees or the plan provides an additional allocation rate on compensation above a specified threshold that exceeds the permitted disparity limits of Code section 401(l).
2E
Profit-sharing
Profit-sharing plan.
2F
ERISA section 404(c) plan
This plan or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1 (shifting investment responsibility to participants).
2G
Total participant-directed account plan
Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2J
Code section 401(k) feature
Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.
2T
Default investment account
Total or partial participant-directed account plan where plan uses a default investment account for participants who fail to direct assets in their account.
3D
Pre-approved pension plan
A master prototype or volume submitter plan that is the subject of a favorable opinion or advisory letter from the IRS.

Opportunity flags

2 tripped

OpportunityHigh fees
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
InformationalHigh assets / participant
Assets per participant exceed $250,000 - top-decile high-value plan.

Expense breakdown

Schedule H Part II

Admin total

$250K

$1022 / participant

Contract admin$250K100.0%

% of EOY assets

0.221%

all-in expense ratio

Categories reported

1 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

Disclaimer opinion

Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.

Auditor firm: MAZARS USA LLP
Auditor EIN: 131459550
Audit fees: (not subdivided)
Opinion code: Disclaimer

Metric

This plan

Peer set

Industry

Size

Avg account balance

$314,049

$80,753+288.9%

$136,298+130.4%

$62,293+404.1%

Participation rate

92.2%

73.5%+18.7pp

81.9%+10.3pp

69.5%+22.7pp

Annual return

19.73%

35.83%-16.1pp

5156.27%-5136.5pp

28.90%-9.2pp

Employer contribution / active EE

$9,644

$2,884+234.4%

$4,696+105.4%

$2,042+372.2%

Participant deferral / active EE

$9,183

$5,164+77.8%

$6,247+47.0%

$3,169+189.8%

Admin fee / account holder

$694

$525+32.0%

$9,244-92.5%

$479+44.7%

Provider

Service type

Compensation

THE VANGUARD GROUP, INC.3+ years

Filed as: VANGUARD GROUP INC.

Service code 37 · EIN 23-1945930

100 VANGUARD BLVD. · MALVERN, PA 19355

Loan Processing

$100,373

LAMCO ADVISORY SERVICES3+ years

Service code 26 · EIN 05-0462357

1525 INTERNATIONAL PARKWAY · LAKE MARY, FL 32746

Advisory (Participants)

$71,501

VF INVESTMENT SERVICE GROUP3+ years

Service code 26 · EIN 22-2611091

P.O. BOX 948 · VALLEY FORGE, PA 19355

Advisory (Participants)

$62,599

EPIC RETIREMENT PLAN SERVICES3+ years

Filed as: UNITED RETIREMENT PLAN CONSULTANTS

Service code 16 · EIN 59-2091510

545 METRO PLACE SOUTH · DUBLIN, OH 43017

Consulting

$16,358

POST & SCHELL, P.C. PROFIT SHARING PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

POST & SCHELL, P.C. PROFIT SHARING PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion