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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $529,205 | $162,785+225.1% | $133,959+295.1% | $158,950+232.9% |
| Participation rate | 100.0% | 83.2%+16.8pp | 79.8%+20.2pp | 82.0%+18.0pp |
| Annual return | -1.56% | 41.94%-43.5pp | 45.09%-46.6pp | 302.91%-304.5pp |
| Employer contribution / active EE | $9,435 | $4,975+89.6% | $3,919+140.8% | $4,762+98.1% |
| Participant deferral / active EE | $6,704 | $5,910+13.4% | $5,047+32.8% | $5,983+12.1% |
| Admin fee / account holder | $11,244 | $11,738-4.2% | $8,928+25.9% | $11,2480% |