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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $72,708 | $99,031-26.6% | $86,597-16.0% | $147,585-50.7% |
| Participation rate | 83.3% | 76.3%+7.0pp | 73.5%+9.8pp | 82.8%+0.5pp |
| Annual return | 12.74% | 1312.56%-1299.8pp | 964.96%-952.2pp | 578.57%-565.8pp |
| Employer contribution / active EE | $1,754 | $3,132-44.0% | $2,840-38.2% | $4,876-64.0% |
| Participant deferral / active EE | $4,537 | $3,972+14.2% | $3,609+25.7% | $5,439-16.6% |
| Admin fee / account holder | $779 | $5,711-86.4% | $4,906-84.1% | $10,885-92.8% |