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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $57,794 | $90,486-36.1% | $78,676-26.5% | $273,972-78.9% |
| Participation rate | 90.9% | 76.5%+14.4pp | 73.6%+17.3pp | 83.0%+7.9pp |
| Annual return | 1.66% | 75.62%-74.0pp | 62.19%-60.5pp | 41.46%-39.8pp |
| Employer contribution / active EE | $0 | $3,175-100.0% | $2,850-100.0% | $4,869-100.0% |
| Participant deferral / active EE | $2,832 | $3,901-27.4% | $3,517-19.5% | $5,287-46.4% |
| Admin fee / account holder | $1,302 | $5,263-75.3% | $4,510-71.1% | $10,133-87.2% |