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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $55,258 | $81,870-32.5% | $119,634-53.8% | $68,490-19.3% |
| Participation rate | 69.0% | 71.9%-2.9pp | 79.3%-10.3pp | 67.9%+1.1pp |
| Annual return | -17.93% | -23.82%+5.9pp | -14.98%-2.9pp | -7.85%-10.1pp |
| Employer contribution / active EE | $2,340 | $2,692-13.1% | $4,232-44.7% | $2,597-9.9% |
| Participant deferral / active EE | $5,357 | $4,148+29.2% | $5,601-4.4% | $4,028+33.0% |
| Admin fee / account holder | $18,443 | $6,583+180.2% | $10,329+78.6% | $5,403+241.3% |