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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $51,801 | $78,707-34.2% | $117,861-56.0% | $70,126-26.1% |
| Participation rate | 67.9% | 73.2%-5.3pp | 79.7%-11.8pp | 69.5%-1.7pp |
| Annual return | 12.64% | 23.30%-10.7pp | 335.11%-322.5pp | 73.15%-60.5pp |
| Employer contribution / active EE | $2,395 | $2,223+7.7% | $3,786-36.7% | $2,343+2.2% |
| Participant deferral / active EE | $5,075 | $3,297+53.9% | $4,482+13.2% | $3,332+52.3% |
| Admin fee / account holder | $4,815 | $5,066-5.0% | $8,021-40.0% | $4,645+3.6% |