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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Plan appears closed to new enrollment or frozen - balance-holders far exceed active participants, or the plan reports active distributions with no inflows. Exclude from peer benchmarks.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $34,626 | $153,769-77.5% | $133,975-74.2% | $273,972-87.4% |
| Participation rate | 100.0% | 88.4%+11.6pp | 87.1%+12.9pp | 83.0%+17.0pp |
| Annual return | -2.59% | 36.51%-39.1pp | 29.29%-31.9pp | 41.46%-44.1pp |
| Employer contribution / active EE | $17,503 | $6,029+190.3% | $5,211+235.9% | $4,869+259.5% |
| Participant deferral / active EE | $18,000 | $6,958+158.7% | $6,282+186.5% | $5,287+240.4% |
| Admin fee / account holder | $192,295 | $11,765+1534.5% | $9,324+1962.3% | $10,133+1797.8% |