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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $182,635 | $140,592+29.9% | $123,105+48.4% | $125,389+45.7% |
| Participation rate | 100.0% | 88.2%+11.8pp | 86.8%+13.2pp | 83.2%+16.8pp |
| Annual return | -6.69% | 16.80%-23.5pp | 13.22%-19.9pp | 282.24%-288.9pp |
| Employer contribution / active EE | $2,885 | $6,041-52.2% | $5,151-44.0% | $4,866-40.7% |
| Participant deferral / active EE | $0 | $6,980-100.0% | $6,229-100.0% | $5,352-100.0% |
| Admin fee / account holder | $13,738 | $11,198+22.7% | $9,014+52.4% | $9,541+44.0% |