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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $71,715 | $93,064-22.9% | $74,577-3.8% | $273,972-73.8% |
| Participation rate | 64.7% | 74.9%-10.2pp | 68.1%-3.4pp | 83.0%-18.3pp |
| Annual return | 4.80% | 26.18%-21.4pp | 20.47%-15.7pp | 41.46%-36.7pp |
| Employer contribution / active EE | $0 | $3,160-100.0% | $2,525-100.0% | $4,869-100.0% |
| Participant deferral / active EE | $2,638 | $4,160-36.6% | $3,458-23.7% | $5,287-50.1% |
| Admin fee / account holder | $0 | $5,273-100.0% | $4,138-100.0% | $10,133-100.0% |