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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $297,372 | $84,236+253.0% | $170,435+74.5% | $70,126+324.1% |
| Participation rate | 94.7% | 70.8%+23.9pp | 83.6%+11.1pp | 69.5%+25.2pp |
| Annual return | 15.57% | 23.06%-7.5pp | 205.94%-190.4pp | 73.15%-57.6pp |
| Employer contribution / active EE | $10,382 | $3,387+206.5% | $5,432+91.1% | $2,343+343.2% |
| Participant deferral / active EE | $5,636 | $3,086+82.6% | $4,939+14.1% | $3,332+69.2% |
| Admin fee / account holder | $2,451 | $5,698-57.0% | $13,881-82.3% | $4,645-47.2% |