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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $264,904 | $77,638+241.2% | $156,551+69.2% | $62,881+321.3% |
| Participation rate | 97.1% | 71.2%+25.9pp | 84.0%+13.1pp | 69.3%+27.8pp |
| Annual return | 7.86% | 50.33%-42.5pp | 32.23%-24.4pp | 20.14%-12.3pp |
| Employer contribution / active EE | $10,000 | $3,444+190.4% | $5,501+81.8% | $2,281+338.4% |
| Participant deferral / active EE | $5,815 | $3,046+90.9% | $4,871+19.4% | $3,203+81.5% |
| Admin fee / account holder | $2,134 | $5,561-61.6% | $13,028-83.6% | $4,296-50.3% |