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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $40,528 | $37,446+8.2% | $77,513-47.7% | $79,852-49.2% |
| Participation rate | 100.0% | 41.5%+58.5pp | 54.2%+45.8pp | 69.6%+30.4pp |
| Annual return | 8.11% | 39.76%-31.6pp | 54.81%-46.7pp | 31.72%-23.6pp |
| Employer contribution / active EE | $2,000 | $637+213.9% | $987+102.7% | $2,471-19.1% |
| Participant deferral / active EE | $4,869 | $1,261+286.2% | $1,861+161.6% | $3,740+30.2% |
| Admin fee / account holder | $1,320 | $2,506-47.3% | $2,859-53.8% | $5,306-75.1% |