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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $86,372 | $99,032-12.8% | $80,022+7.9% | $135,382-36.2% |
| Participation rate | 68.4% | 78.4%-9.9pp | 75.8%-7.4pp | 82.6%-14.2pp |
| Annual return | -8.16% | 15.39%-23.5pp | 11.22%-19.4pp | 519.77%-527.9pp |
| Employer contribution / active EE | $0 | $3,043-100.0% | $2,468-100.0% | $4,779-100.0% |
| Participant deferral / active EE | $2,849 | $4,282-33.5% | $3,686-22.7% | $5,609-49.2% |
| Admin fee / account holder | $2,012 | $10,436-80.7% | $6,521-69.1% | $10,829-81.4% |