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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $88,981 | $81,208+9.6% | $98,916-10.0% | $79,858+11.4% |
| Participation rate | 100.0% | 72.5%+27.5pp | 76.0%+24.0pp | 69.6%+30.4pp |
| Annual return | -4.81% | 60.99%-65.8pp | 196.45%-201.3pp | 31.72%-36.5pp |
| Employer contribution / active EE | $6,500 | $1,960+231.7% | $2,689+141.7% | $2,471+163.1% |
| Participant deferral / active EE | $4,343 | $3,265+33.0% | $4,245+2.3% | $3,740+16.1% |
| Admin fee / account holder | $2,775 | $6,013-53.9% | $6,642-58.2% | $5,306-47.7% |