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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $315,899 | $102,385+208.5% | $147,080+114.8% | $80,935+290.3% |
| Participation rate | 100.0% | 75.9%+24.1pp | 82.2%+17.8pp | 67.7%+32.3pp |
| Annual return | 16.58% | 135.09%-118.5pp | 420.17%-403.6pp | 35.66%-19.1pp |
| Employer contribution / active EE | $3,109 | $3,717-16.3% | $4,933-37.0% | $2,757+12.8% |
| Participant deferral / active EE | $10,777 | $6,651+62.0% | $8,066+33.6% | $4,299+150.6% |
| Admin fee / account holder | $7,687 | $7,951-3.3% | $12,989-40.8% | $6,924+11.0% |