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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $304,354 | $93,617+225.1% | $135,982+123.8% | $75,177+304.8% |
| Participation rate | 84.6% | 75.2%+9.4pp | 81.9%+2.7pp | 67.2%+17.4pp |
| Annual return | 20.28% | 30.89%-10.6pp | 68.32%-48.0pp | 160.75%-140.5pp |
| Employer contribution / active EE | $1,612 | $3,538-54.4% | $4,859-66.8% | $2,671-39.6% |
| Participant deferral / active EE | $9,837 | $6,406+53.6% | $7,760+26.8% | $4,126+138.4% |
| Admin fee / account holder | $4,634 | $6,980-33.6% | $10,767-57.0% | $5,651-18.0% |