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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $165,575 | $85,169+94.4% | $172,755-4.2% | $72,983+126.9% |
| Participation rate | 93.5% | 70.1%+23.5pp | 82.6%+10.9pp | 69.5%+24.1pp |
| Annual return | -5.29% | 27.32%-32.6pp | 802.94%-808.2pp | 81.01%-86.3pp |
| Employer contribution / active EE | $7,682 | $3,324+131.1% | $5,144+49.3% | $2,440+214.9% |
| Participant deferral / active EE | $8,128 | $3,260+149.3% | $5,198+56.4% | $3,608+125.3% |
| Admin fee / account holder | $21,287 | $5,880+262.0% | $13,955+52.5% | $5,124+315.4% |