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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $153,962 | $84,233+82.8% | $170,436-9.7% | $70,131+119.5% |
| Participation rate | 100.0% | 70.8%+29.2pp | 83.6%+16.4pp | 69.5%+30.5pp |
| Annual return | 10.72% | 23.06%-12.3pp | 205.94%-195.2pp | 73.14%-62.4pp |
| Employer contribution / active EE | $5,532 | $3,387+63.3% | $5,433+1.8% | $2,342+136.1% |
| Participant deferral / active EE | $5,144 | $3,086+66.7% | $4,939+4.1% | $3,332+54.4% |
| Admin fee / account holder | $2,102 | $5,698-63.1% | $13,880-84.9% | $4,645-54.8% |