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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $259,498 | $75,541+243.5% | $152,093+70.6% | $82,637+214.0% |
| Participation rate | 82.4% | 66.5%+15.8pp | 77.8%+4.6pp | 68.1%+14.3pp |
| Annual return | 14.87% | 32.56%-17.7pp | 66.36%-51.5pp | 53.51%-38.6pp |
| Employer contribution / active EE | $4,712 | $2,622+79.7% | $4,175+12.9% | $2,552+84.6% |
| Participant deferral / active EE | $5,192 | $3,206+62.0% | $5,451-4.8% | $4,126+25.8% |
| Admin fee / account holder | $6,837 | $6,405+6.7% | $14,497-52.8% | $7,339-6.8% |