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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $259,498 | $76,407+239.6% | $150,298+72.7% | $82,448+214.7% |
| Participation rate | 82.4% | 66.4%+16.0pp | 77.8%+4.6pp | 68.1%+14.3pp |
| Annual return | 14.87% | 39.99%-25.1pp | 62.79%-47.9pp | 41.64%-26.8pp |
| Employer contribution / active EE | $4,712 | $2,614+80.3% | $4,154+13.4% | $2,551+84.7% |
| Participant deferral / active EE | $5,192 | $3,214+61.5% | $5,453-4.8% | $4,139+25.4% |
| Admin fee / account holder | $6,837 | $6,352+7.6% | $14,116-51.6% | $7,234-5.5% |