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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $64,632 | $85,171-24.1% | $172,753-62.6% | $72,976-11.4% |
| Participation rate | 55.6% | 70.1%-14.5pp | 82.6%-27.1pp | 69.5%-13.9pp |
| Annual return | 17.33% | 27.32%-10.0pp | 803.00%-785.7pp | 81.02%-63.7pp |
| Employer contribution / active EE | $930 | $3,324-72.0% | $5,144-81.9% | $2,440-61.9% |
| Participant deferral / active EE | $3,422 | $3,260+5.0% | $5,198-34.2% | $3,608-5.2% |
| Admin fee / account holder | $4,983 | $5,880-15.3% | $13,956-64.3% | $5,124-2.7% |